Buying a home is a big deal and an exciting experience. It can, however, be a daunting task, especially for first-time homebuyers. Securing a loan for your home is a process, but at First Federal Savings, we are here to make it seamless and pleasant. We love to see people securing the home of their dreams and are here to do our part in making that dream a reality.

So what is a mortgage?

Simply put, it’s an agreement between you and the bank or savings institution that allows you to use the organization’s money to purchase your property. You then pay the loan back per the terms of the agreement. The collateral is typically the property you are buying and down payment.

Whatever your needs and unique situation, we are here to help figure out how to get you the home you want! We require no minimum loan amount.

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